---
title: "Fignis - Tax-Aware Financial Planning for Retirement and FIRE"
description: "Fignis helps you plan retirement, FIRE, and major life decisions with net worth tracking, life-event modeling, and tax-aware scenarios."
locale: "en"
kind: "landing-page"
canonical_url: "https://www.fignis.io/"
html_url: "https://www.fignis.io/"
markdown_url: "https://www.fignis.io/markdown/en/index.md"
last_updated: "2026-05-27"
---

# Fignis - Tax-Aware Financial Planning for Retirement and FIRE

> Fignis helps you plan retirement, FIRE, and major life decisions with net worth tracking, life-event modeling, and tax-aware scenarios.

## Direct answer
Model retirement, property, and taxes before you commit to life's biggest financial decisions.

## Positioning
- Fignis is a monthly-resolution financial planning and simulation system.
- It is designed to replace spreadsheet sprawl with traceable, tax-aware, event-driven scenarios.
- It is built for both everyday planners and advanced users who need more control and auditability.

## What Fignis helps you model
- Could I go part-time and still stay on track?
- When will I reach Lean FIRE versus Coast FIRE?
- Could I start a business without putting everything at risk?

## Planning depth
Fignis keeps income, assets, debt, taxes, and life events in one scenario model so you can test major decisions with less manual work and more confidence.

### Especially helpful when you're deciding:
- Early retirement or FIRE timing
- A career move, property purchase, relocation, or business change
- How taxes, debt, assets, and cash flow affect each other
- Whether your spreadsheet is still enough

## Life-event scenarios
### Relocate to Lisbon: Compare cities before you move
Compare the life you want in a new city against the financial reality of leaving your current one.
- Set the move date and one-time relocation costs.
- Adjust income, rent, taxes, and recurring expenses.
- Compare the Lisbon scenario against your current location.

### Switch careers: Know whether the change is worth the trade-off
Test whether the job you want still supports the future you are building.
- Schedule the transition and income ramp.
- Capture benefit, tax, and savings-rate changes.
- Understand the trade-off between lifestyle and FIRE timing.

### Buy a second home: Stress-test a property purchase with debt
Look past the dream and measure the full cost of buying, maintaining, and eventually selling a second home.
- Model the down payment, mortgage, and ownership costs.
- Project asset value, liabilities, and liquidity pressure.
- See whether the purchase derails or strengthens the plan.

### Retire Earlier - FIRE: Find the earliest retirement path that holds up
Change work income, spending, withdrawals, taxes, and market assumptions to test your FIRE runway.
- Move retirement forward and adjust income sources.
- Compare withdrawal pressure across scenarios.
- Spot the assumptions that make early retirement fragile.

## Cash-flow and scenario control
Invest, save, or automate. Your money, your rules. Set custom triggers for your inflows and outflows to optimize your wealth. With Fignis, you dictate exactly where, when, and how your money moves, putting your financial growth on absolute autopilot.

## Projection engine
Build your financial scenarios your way. Mix predefined categories with your own custom rules, then reuse them anywhere. No more guessing. Just granular, deterministic simulations that turn complex financial forecasting into crystal-clear clarity.

## Security baseline
Fignis is used to model sensitive financial decisions, so we protect your data with strong encryption, hardened browser controls, secure authentication, account boundaries, disciplined operations, and a clear rule: we do not and never will sell your data.

## Support and onboarding
- Preview access is free during the current preview period.
- Product questions, support needs, and blocker reports can be sent through the contact page or hello@fignis.io.

## Frequently asked questions
### What is Fignis?
Fignis is a long-term financial planning and simulation app for optimizing net worth, modeling life events, and building complex tax-aware scenarios.

### Why is Fignis better than a spreadsheet?
Spreadsheets are flexible, but they get messy fast. Fignis keeps your baseline, rules, and scenario branches traceable so you can change assumptions without losing context.

### Is Fignis for me?
If you want to plan ahead with more structure than a spreadsheet offers, Fignis is a strong fit. It is especially useful when your plans involve multiple income sources, assets, liabilities, taxes, and future events.

### Can I keep track of my projections?
Yes. You can keep your baseline intact, compare scenarios side by side, and revisit projections later without rebuilding everything from scratch.

### Will Fignis help me achieve FIRE?
Absolutely. Fignis helps you model an optimized FIRE plan for whatever financial goals you define. If you can define them, you can optimize them.

## Key visual evidence
- Product preview: Fignis projection dashboard showing net worth, assets, liabilities, and long-term scenario results