Fignis is tax-aware financial planning software for building long-range scenarios around retirement, FIRE, property, debt, and major life decisions.
The financial planning app to achieve FIRE.
Model retirement, property, and taxes before you commit to life's biggest financial decisions.
Put your whole financial life in one model.
Add income, assets, debt and expenses once, with the dates they start, change and end. Each of these questions then becomes a projection you can run.
- Food & Household
- Groceries and Bills: $ 1,900
- Housing
- Rent: $ 1,700
- Lifestyle & Leisure
- Holidays: $ 500
- Dining and Leisure: $ 450
- Insurance
- Car Insurance: $ 92
Groceries and Bills
Food & Household
$ 1,900 /mo
Rent
Housing
$ 1,700 /mo
Holidays
Lifestyle & Leisure
$ 3,000 /6mo
Dining and Leisure
Lifestyle & Leisure
$ 450 /mo
Car Insurance
Insurance
$ 1,100 /yr
Edit Groceries and Bills
Change Template
Edit Groceries and Bills
Try a decision before you make it.
In Fignis, a life change is an event: a date and the changes it makes to your plan. Switch these on and watch a real projection of an example household respond.
Left and right arrows move one period, Shift or Page Up and Page Down move a year, Home and End jump to the first and last period. Enter pins the guide, Escape releases it. Plus and minus zoom, zero resets the zoom.
December 2046
Tell every dollar where to go.
Three kinds of rules decide where money goes. Transfers move it on a schedule, surplus rules share out what is left each month, and liquidation rules say what covers a short month. These are the example household's own rules.
Transfer Rules
Move money on a schedule, before anything else.
Share Plan
100.0 %
Company Shares
Company Shares
50.0 %
Index Portfolio
Index Portfolio
$ 2,000 /mo
University Fees
Surplus Rules
Spare money fills these in order.
Checking
Cash & Equivalents
Maximize up to $ 12.0 k
Savings Account
Cash & Equivalents
Maximize up to $ 60.0 k
Index Portfolio
Equities
Maximize Allocation
Liquidation Rules
A short month draws on these in order.
Checking
Cash & Equivalents
Savings Account
Cash & Equivalents
Index Portfolio
Equities
Company Shares
Equities
Point at any rule to read it in plain words, and to see every rule that touches the same accounts.
Drag a rule by its handle, or tap the handle to move it.
From forty years to a single month.
Pick any month, or any year, and follow every dollar: which income arrived, where it went and what the rules moved. Switch to categories for the big picture, the ones Fignis includes or your own.
- Income
- Expenses
March 2029
Move to LisbonIncome$ 15.0 kExpenses$ 13.9 kKeep the whole plan in view.
Fignis keeps income, assets, debt, taxes, and life events in one scenario model so you can test major decisions with less manual work and more confidence.
Especially helpful when you're deciding:
- Early retirement or FIRE timing
- A career move, property purchase, relocation, or business change
- How taxes, debt, assets, and cash flow affect each other
- Whether your spreadsheet is still enough
Keep the whole picture connected
Income, assets, debt, taxes, and life events stay in one plan instead of being scattered across separate tools.
Compare scenarios without rebuilding
Start with your main scenario, create another path, and see what changes.
Make changes with more confidence
See how timing, cash flow, and long-term outcomes move together before a decision becomes expensive to unwind.
Security with proof.
Independent checks, account boundaries, and strict data-use limits protect sensitive planning data. We do not sell your data.
- Independent verificationPublic scanners verify the site’s TLS and browser protections.
- Account boundariesPlanning data stays separated by account unless you share it.
- Secure accessPasswords are hashed, and Google sign-in keeps credentials with Google.
- Data-use limitsWe use planning data only to provide, secure, support, and improve the service.
- No data saleWe do not and never will sell your data.
